Making Sense of Budgeting;

Being financially savvy has more to do with understanding budgeting and smart spending, than how much you earn.



People often get their expenses to catch up with their income because they only focus on earning more money without learning how to plan and budget whatever income they have, to accommodate their expenses such as shown above.

Budgeting effectively involves spending systematically and putting aside part of your income to save or to invest.


Budgeting is adjusting your expenses to match estimated income over a specified period of time or for a specific project – Sticking to a budget by monitoring your income & expenses will give you a measure of financial control because you can keep track of what money is coming in and where it is going. Most importantly, you place yourself on the right path towards building wealth.

Basic budgeting tips;

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